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Free Home Buyer Packet


Looking for a Kansas City Home?

 

Buying a Kansas City home may be a personal journey, but it doesn't have to be a stressful one. The process should be full of fun and adventure! That’s why the Dowell Taggart Team has made it as easy as 1, 2, 3!


Find the right Realtor....How do I know if I’ve found the right fit?


Step #1: SEARCH. Our Kansas City home map search tool is the best for finding the specific active listings that are realistic for you and your personal lifestyle. Don't settle for anything less than exactly what you need!


Step #2: SCHEDULE. Once you find the Kansas City home for sale you like, you can either send us your preferred meet up date and time through our website, or simply call 913.712.9313 and have the MLS # of the listing you want to see handy.


Step #3: WE'LL MEET YOU THERE. After scheduling your viewing with us, it’s just a few restless hours until we open the door to your potential new home.


It's easy as 1, 2, 3! Call us at 913.712.9313 to try the team that is second to none in customer service, real estate expertise, and transaction satisfaction!


OK, if you need more time, that is ok. We would be happy to notify you of new listings that may fit your dream list. We’re easy to work with. Let us know how we can help find the perfect home for you. To start searching for homes today, go to: Search Kansas City Homes For Sale

In the meantime, checkout our "FREE" Kansas City Home Buyer Packet. Our Home Buyer Packet Includes a Complete Guide To Buying a Kansas City Home, 40+ Real Estate Reports and Free Moving Coupons. The Free Reports include . . .

home buyer real estate packet



Complete Kansas City Home Buyer Packet

This free home buyer packet includes a complete guide to buying a home in Kansas City. Request a copy of the home buyer packet within the next 7 days and also get 40+ home buyer reports and valuable coupons to help you move. Additional reports include: 10 Tips for First Time Home Buyers, Keys to Finding the Right Home, How to Avoid a Lemon, No Money Down Loans, How to Use the Web to Find the Lowest Interest Rates, Understanding Closing Cost, How to Prevent Over Paying For Your Home and Much More . . .


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Why the Dowell Taggart Team


Clients TELL US that we offer the highest level of SERVICE and KNOWLEDGE (Kansas City's top bankers, investment counselors, CPA's and business people choose to do business with us) and we Save them TIME and MONEY (we save our clients on average 55 hours and $15,000). Clients tell us we have the best online tools, and we are ranked #1 in Online Marketing among all Kansas City Metro Realtors. Our raving fans keep coming back and our client satisfaction is ranked in the Top 1% by 3 independent professional groups. If you aren't finding what you want on the other "same old, same old", repetitious, "look at me" web sites in Kansas City and you don't want to be sold, you might want to give us a call. Call today to schedule a private consultation and we'll help you develop a plan that will achieve your real estate goals. 

"FREE REPORT": Why You Should Not Buy A Kansas City Home In This Real Estate Market

 Looking for "FREE" home buying advice for your move


Why do some Kansas City home buyers get better deals?


 

 

“Why do some Buyer’s get better deals?”

“How do they find them?”

“Did the REALTOR make any difference?”

Based on those questions, here are my TOP 5 Insider Tips for Kansas City real estate Buyers....In no particular order;
  1. How Should I Write My Offer?

The manner in which you write your offer depends on many factors....For instance, does an Individual own the house? Or a bank? As an example, an person is almost always more motivated to move towards emotional satisfaction than a bank.

Oftentimes, the amount of time a property is on the market can influence an individuals’ need to get the property sold, yet for a Lender, days on market may mean very little.


Keeping that in mind, writing an offer for cash might appeal to a Lender, but may not motivate an individual. Same holds true for a quick close.

Consider, what if the Seller prefers a slower close to allow them to finish their home search?  What if YOU can’t clearly and easily demonstrate the source of your cash for the purchase?

In the first case, a quick close offers no benfit for the Seller, and in the second, if the Seller’s REALTOR cannot deliver a solid proof of funds letter to their client, why would the Seller consider a cash sale?  Sometimes a lender funded sale is far more reliable.

Writing an offer that is likely to be understood easily by the other Agent (as well as the Seller/Buyer), deliver emotional satisfaction to the Seller/Buyer, and meet the economic terms of all parties can be more difficult than deciding the terms of the offer.

The best REALTORS understand what types of terms might appeal to different Sellers, how to phrase those offers so that the parties on the other side might accept them, and finally, the tone to use when presenting the offer.

It isn’t “point and click”; full-time REALTORS don’t write offers without considering these factors and rarely do we blindly shoot them over to the other REALTOR without carefully weighing our options.
  1. Timing - When to Buy?


Do you need a place to live, AND does owning fit your financial picture? If so, now might be a good time to buy.

Interest rates are important, and since most folks don’t pay cash, it’s a fair bet that you understand getting a great buy on a rate is far more important than a great deal on a house....If this hasn’t crossed your mind, call me, let’s discuss compound interest over an iced tea.

May not be popular for a REALTOR to say, but not everybody should own a home.

Can you afford home Maintanence? Fresh paint every so often, new roof, water heater....hey, how about garage door repairs, or the occasional plumber’s visit? Consider this; while you’re living in an apartment, none of those costs travel to your checkbook while you’re making vacation plans....Call me and let’s talk. I don’t want you in a home unless you’re ready.

Much gets made over Winter, rather than Spring, yada yada...Doesn’t matter. There are great deals all year round. Me, I just don’t want to move my furniture when it’s snowing outside!

 

  1. Why Do Some Buyers Get Better Deals?


 

Simple, a combination of impatient patience. You heard me....Impatient people who patiently look for the right deal, then jump on it.

Just recently I worked with a couple who are relocating to Overland Park. We wrote an offer of $164,000 on a $237.000 home....listed for sale at $168,000. Sure enough, other Buyers were interested as well.  

We lost a great deal because the Buyers chose to think it over, and while the time to deliver our best and final offer came and went....They were still “crunching the numbers.” Our inaction made the decision for us. We sit tight at $164,000.  

Then were angry because they didn’t win. Hey, we were given the opportunity to increase our offer, yet my Buyers sat tight. They produced many graphs and charts, cited per square foot costs, demonstrated a great understanding of finance and the subdivision.

But they lost their dream home. Over a measly $4000. On a $237,000 home they could have purchased at $168,000.


Go figure! Hey you can be the best informed guy in the room, but if you snooze you lose.

  1. How Should I Finance My Home?


The biggest decision you make is where you find the money.  Getting a great deal on the purchase price can be wiped out with poor financing, yet a fair purchase can be made great with the right financing package.

For instance, right now a 30 year fixed rate might run at 4.5%....While a 5 year adjustable rate may run 3.25%. Do you believe a 5 year ARM is risky? Not if you plan to move in 5 years to be closer to family.

Or, as with a recent client, he and his wife found their dreamhome....at a price too good to pass. We made the offer and it was accepted. We closed with the ARM....And they are planning to refinance soon with the proceeds from a lawsuit the family is settling over the coming year.


Another example is the Homepath financing offered on select Fannie Mae/Freddie Mac properties. The interest rate is higher, but there are different rules regarding Private Mortgage Insurance, or PMI. When rates were higher, the influence of PMI didn’t factor into the equation as much, but as interest rates have fallen, (and PMI premiums increased) paying attention to every penny counts.


Let’s talk.

  1. How to Choose a Realtor-


Can you find them on the Internet? If you can’t find them, can the public find your home for sale? Sure the REALTOR’s can find the home on MLS, but 87% of the time the BUYER starts their search on the web. And more than likely, BEFORE they find the agent.

If they can’t find the agent, the BUYER can’t find your property.

Do they answer their telephone? I prefer to speak to live people. The first or second voicemail is no big deal, but the third, the fourth time....Forget it. Call your REALTOR. If they answer, great....If they don’t, then we should talk.

Call me. Test me. 913.712.9313.


Last test. This one is easy.


Does your REALTOR answer the telephone between 8 and 5? Can they meet with you mid-day? Do all contract negotiations tend to slow down during the day...sort of take a siesta?


Congratulations. You just hired a school teacher. Or a socccer Mom. Or a Home Depot clerk....to masquarade as your REALTOR.


I don’t have anything against part time folks, I really don’t. I love them in our business. I prefer that they make up more than 98% of the AGENT population; it makes for great deals and easy negotiations.


I don’t believe in taking advantage of people, neither do the vast majority of REALTORS in our market....If you hire a part time agent, expect and be satisfied with part-time results.


Finally, choose an agent that is familiar with your area, both for sale as well as purchase. I can’t be an expert in all areas...I’m not an expert in all areas. The schools, the economic outlook, commerce, developing trends....Too much to keep up with for all subdivisions, all neighborhoods.


I specialize. We all do.  So interview us, find out what we claim we are good at, then ask for concrete examples of those things. If it takes more then a second or two to recount the details, forget it, it’s make believe.


REMAX sells more real estate than any company in the world. Should we talk?




 

Kansas City Home Buying


Why You Need a Kansas City Realtor when Home Buying . . .

Experience with clients tells us the most important person is YOU! Kansas City clients help us design our website and search tools that we continue to update for you. When you are ready to hire a professional, we are ready to listen. Clients expect committed professionals that provide the highest level of service and a wealth of knowledge to help you find the answers you need to make your transition a little easier. We’ll give you our direct numbers for your convenience. We have specialists who cater to First Time Home Buyers , Luxury Homes , Relocation , Move-up Buyers , Investment Property and Foreclosures .  Clients tell us we provide unparalleled service and knowledge that you will refer us to your friends, family and work associates.

Click here If you would like to buy your "DREAM HOME" now!


Understanding Buyer Agency in Kansas City


Why Search for a Realtor, Anyway?

Finding Your Realtor by "Accident"

When someone decides it is time to sell their home, they interview several Realtors from different companies to determine which one is best for them. They want someone who will represent them and someone they feel will do an effective job at marketing their home. However, when someone decides to buy a home, they usually end up with their Realtor through sheer accident.

Why don’t homebuyers search for a Realtor the same way that homesellers do?

Instead, homebuyers usually end up with a Realtor as a result of answering an advertisement. The advertisement will give a brief summary of a home available for sale along with the price, but it says nothing at all about the Realtor.

Should You Spend Your Time Searching For a House or an Agent?

Do You Know the Difference Between Listing Agents, Selling Agents and Transaction Broker

UNDERSTANDING AGENCY…

Who Works for Whom?

 

 

SELLER'S AGENT

The seller's agent represents the seller only, so the buyer may be either unrepresented or represented by another agent.

The seller's agent is responsible for performing the following duties:

  1. promoting the interests of the seller with the utmost good faith, loyalty, and fidelity
  2. protecting the seller's confidences, unless disclosure is required
  3. presenting all offers in a timely manner
  4. advising the seller to obtain expert advice
  5. accounting for all money and property received
  6. disclosing to the seller all adverse material facts about the buyer that the agent knows
  7. disclosing to the buyer all adverse material facts actually known by the agent, including:
    • environmental hazards affecting the property that are required to be disclosed
    • the physical condition of the property
    • any material defects in the property or in the title to the property
    • any material limitation on the seller's ability to complete the contract

The seller's agent has no duty to:

  1. conduct an independent inspection of the property for the benefit of the buyer
  2. independently verify the accuracy or completeness of any statement by the seller or any qualified third party

A seller's Agent maybe limited in the homes they show you!

BUYER'S AGENT

The buyer's agent represents the buyer only, so the seller may be either unrepresented or represented by another agent.

The buyer's agent is responsible for performing the following duties:

  1. promoting the interests of the buyer with the utmost good faith, loyalty, and fidelity
  2. protecting the buyer's confidences, unless disclosure is required
  3. presenting all offers in a timely manner
  4. advising the buyer to obtain expert advice
  5. accounting for all money and property received
  6. disclosing to the buyer all adverse material facts about the property that the agent knows
  7. disclosing to the seller all adverse material facts actually known by the agent, including all material facts concerning the buyer's financial ability to perform the terms of the transaction

The buyer's agent has no duty to:

  1. conduct an independent investigation of the buyer's financial condition for the benefit of the seller
  2. independently verify the accuracy or completeness of statements made by the buyer or any qualified third party

TRANSACTION BROKER

The transaction broker is not an agent for either party, so the transaction broker does not advocate the interests of either party.

The transaction broker is responsible for performing the following duties:

  1. exercising reasonable skill and care
  2. presenting all offers in a timely manner
  3. advising the parties regarding the transaction
  4. suggesting that the parties obtain expert advice
  5. accounting for all money and property received
  6. keeping the parties fully informed
  7. assisting the parties in closing the transaction
  8. disclosing to the buyer all adverse material facts actually known by the transaction broker, including:
    • environmental hazards affecting the property that are required to be disclosed
    • the physical condition of the property
    • any material defects in the property or in the title to the property
    • any material limitation on the seller's ability to complete the contract
  9. disclosing to the seller all adverse material facts actually known by the transaction broker, including all material facts concerning the buyer's financial ability to perform the terms of the transaction

The transaction broker protects the confidences of both parties:

  1. If the transaction is the sale of one to four residential units or the sale of agricultural real estate, the following information shall not be disclosed by a transaction broker without the consent of all parties:
    • that a buyer is willing to pay more than the purchase price offered for the property
    • that a seller is willing to accept less than the asking price for the property
    • what the motivating factors are for any party buying or selling the property
    • that a seller or buyer will agree to financing terms other than those offered; or
    • any information or personal confidences about a party to the transaction which might place the other party at an advantage over the party unless the disclosure is required by law or failure to disclose such information would constitute fraudulent misrepresentation.
  2. If the transaction is the sale or lease of commercial property or residential property of more than four units, the transaction broker shall not disclose any information or personal confidences about a party to the transaction which might place the other party at an advantage unless failure to disclose such information would constitute fraudulent misrepresentation. The transaction broker may disclose the following information unless prohibited by the parties:
    • that a buyer or tenant is willing to pay more than the purchase price or lease rate offered for the property
    • that a seller or landlord is willing to accept less than the asking price or lease rate for the property
    • what the motivating factors are for any party buying, selling or leasing the property; or
    • that a seller, buyer, landlord or tenant will agree to financing terms other than those offered.

The transaction broker has no duty to:

  1. conduct an independent inspection of the property for the benefit of any party
  2. conduct an independent investigation of the buyer's financial condition
  3. independently verify the accuracy or completeness of statements made by the seller, buyer, or any qualified third party

 

Your interests are professionally represented -

Enlisting the services of a professional Buyer’s Agent is similar to using an accountant to help you with your taxes, a doctor to help you with your health care, or a mechanic to help you with your car. If you had the time to devote to learning everything about accounting, medicine, and automotive mechanics, you could do these services yourself. But who has the time? This is why you allow other professionals to help you in their specific areas of expertise.

We will take care of the hassles of everyday real estate transactions for you. We let you concentrate on your full-time job, while we do our job. We will guide you through the home-buying process and exclusively represent your interests as we help you find a home, present your contract offer, negotiate, and close on your home!

 

Do you want a Seller's Agent, Buyer's Agent or Transaction Broker?

With a Buyer's Agent, You get a personal specialist who knows your needs —

Just as your accountant, doctor, and mechanic understand your specific needs, your Buyer’s Agent gets to know your real estate needs and concerns. This type of relationship is built through open communication at all times. Your Buyer’s Agent will save you a lot of time by providing you all the details about any home before you see it. In addition, your Buyer’s Agent will listen to your feedback and concerns about each home.

 

You will quickly and conveniently get a great home —

The advantage to signing a Buyer’s Agency Agreement with us is that you will have a professional real estate team that will work to find and secure the ideal home for you. It is nearly impossible to find a home that meets your needs, get a contract negotiated, and close the transaction without an experienced agent. You won’t need to spend endless evenings and weekends driving around looking for homes or trying to search computer networks by yourself. When you tour homes with your professional Buyer’s Agent, you will already know that the homes meet your criteria and are within your price range.

 

The Bonus with a Buyer's Agent is YOU will Save Time and Money.

 Contact the Dowell Taggart Team, today for a FREE consultation!

 


For Kansas City Home Buyers



Kansas City Home Buying Advice


What Every Home Buyer Should Know in Kansas City . . .

1. Property taxes and qualified interest are deductible on an individual’s federal income tax return.

2. Often, a home is the largest asset an individual has and is considered one of the most valuable investments available.

3. A portion of each amortized mortgage payment goes to principal which is an investment.

4. A home is one of the few investments that you can enjoy by living in it.

5. A REALTORâ can usually show you any home whether it is listed with a company, a builder, or even a For Sale By Owner home.

6. Working through a REALTORâ to purchase a For Sale By Owner home can be very advantageous because someone is looking out for your best interest.

7. Your Real Estate professional can provide you with a list of items you’ll need to complete your loan application so you’ll be prepared.

8. A homeowner can exclude up to $500,000 of capital gain tax if married and filing jointly or up to $250,000 if single or filing separately. The home must have been the taxpayer’s principal residence for the previous two years.

9. Beginning with May 07, 1997, there is no longer a requirement to purchase another home more expensive than the one sold. Homeowners are free to buy up or down with no tax consequences assuming their gain is less than the allowable amounts.

10. Ask the Real Estate professional if they are familiar with the neighborhoods where you want to live.

11. Ask the Real Estate professional whom he/she is representing in the transaction.

12. Ask the Real Estate professional what he/she will do to keep you informed.

13. Your Real Estate professional should provide you with the highest level of service and advice.

 


Search For a Kansas City Real Estate Listing


  • Locate ALL Kansas City homes for sale that match YOUR home search criteria.

  • Search saver to SAVE any home searches that you choose.

  • Receive automatic email notifications when new Kansas City homes come on the market.

  • Find Kansas City homes for sale in Overland Park, Lenexa, Olathe, Shawnee, Leawood, Gardner, Johnson County KS, Jackson County Missouri and more...

  • Contact The Dowell Taggart Team to set up a showing on any homes that interest you.

  • Avoid signing up for MLS on a web site that will spam you after you sign in.

  • Your contact information and email address will be kept in strictest confidence and WILL NOT be provided to any third parties. The trust you place in us is respected.

  • Never have to sign in again, if your computer has cookies enabled.

Please note:  We offer this free Kansas City MLS Service for our past, current and potential clients.  There is absolutely no obligation to our past, current or potential clients who use our KC MLS search.  However, if you are already working with a Kansas City Real Estate Agent, we ask that you DO NOT sign up.  Your real estate professional should provide you these valuable services.  The Dowell Taggart Team always provides the best online real estate content in Kansas City because we want to be YOUR Kansas City Realtor.  



Step 1 - Enter Search Details
 
Price:   to    USD
Bedrooms: 
Bathrooms: 

Types: 
* Minimum of 1 Type is required
Locations:      
To narrow search results, click the "Specify Locations" radio button above.


 

Find the Price of the Homes You Drive By from Your Phone . . .


Kansas City home search by mobile phone

Search Kansas City Homes for Sale from Your Mobile Smart Phone. All you need is the ability
to get on the internet. 



Now you find out the price and general information of any listing you drive by.

All you need is internet capabilities. Here is what you do . . .

1) 1st Way is to input www.dowelltaggart.info in your mobile browser. You'll go straight to a
page that you can search Kansas City homes for sale. You can search by address, City & State, or by features.

 


2) 2nd way is input - m.DowellTaggart.info in the address bar. This feature is similar to the search above.

3) Look up a Kansas listing for sale by inputting - www.DowellTaggart.info/KS(mls#) in the browser. This feature works for all homes for sale in the local Kansas City MLS. You can virtually drive by any real estate sign and search the data on the home on your web enabled phone.

 


Contact The Dowell Taggart Team for Your Kansas City Real Estate Needs!


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Dowell Taggart Team
 
Dowell Taggart Team
Email Dowell Taggart
 
Phone: (913)712-9204
Business: (913)712-9204
Cell: 913-712-9204

What is the 95% Rule and Why do Our Clients believe it should scare you?


 

Experience and simple statistics tell us that 95% of all licensed Realtors resign their licensure within two years....Scared?  You should be, but our clients are not.

Our clients know that unless the correct interview process is involved, the odds are heavily tilted to YOU working with an amateur Realtor by default.  Our clients would rather be unrepresented than work with an amateur.  Does that make sense?

Clients tell us they expect us to tell me the truth about open houses. We have seen unqualified prospects enter  homes over and over with the only result being a new customer for the agent.  A client's home is NOT a branch office for the agent to use to get new business. Clients expect showings by appointment with qualified buyers. Clients don’t think that is too much to ask.

Should your Agent be a full-time, fully committed professional, rather than reflect the "95% part-time statistic" as published by the National Association of Realtors?

Or, would you rather work with a close friend or family member who hopes to sell your home....Is "hope" a good strategy to use when making one of the most important financial decisions of your life?

Clients tell us we should have a college degree from someplace I have heard of before, instead of just a bunch of designations. They will have more than 5 years experience and not have to rely on a franchise name to convince the client that they know what they are doing. 

We know that it only takes a high school diploma or GED, a one week class (the Fifth day is a review for the test on Saturday), and $80 worth of business cards to call yourself a real estate agent. Don’t pretend to be an expert at real estate if you were driving a truck, teaching 5 th Grade, or got laid off from a telecom company 6 months ago!

If you sound like our clients, contact us at 913.568.3219, or 913.980.5809.  Or click here for email contact.

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