How to Avoid 10 Common Buyer Traps BEFORE Buying a Kansas City Home, 6th Chapter
10 part report, 6th chapter
How to Avoid 10 Common Buyer Traps BEFORE Buying a Kansas City Home
Buying a Kansas City home is a major investment no matter which way you look at it. But for many Kansas City homebuyers, it's an even more expensive process than it needs to be because many fall prey to at least a few of many common and costly mistakes which trap them into either paying too much for the home they want, or losing their dream home to another buyer or, worse, buying the wrong home for their needs .
Every homeowner has been a first-time buyer once in their life, so you're not alone. But buying a home is one of the largest purchases you'll make, so how do you know if you're ready to take that next big step? These 10 home-buying tips can help reduce the stress of buying your first home.
The sixth chapter is:
6. Where do you stand? Pre-qualification or pre-approval of a loan will not only help you know how much home you will qualify for, but also will show owners you're serious about buying. Contact your bank or mortgage broker for procedures on either of these options. Just remember to limit the number of inquiries on your credit report by only authorizing credit checks with the one or two lenders you're serious about. Typically interview the loan officer. Find out what they can do for you and what loan products they would recommend for you. In most cases a seller's agent and a seller will not accept an offer without a qualified mortgage preapproval. A mortgage planner that I would recommend to you that will help you plan correctly is Ronnie Yarbrough of Firstrust Mortgage. Ronnie can be reached at (913) 747-3234.
To view the previous chapters, go to: http://Blog.DowellTaggart.com and click on For Buyers.
Dowell Taggart Team
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