...Giving hope to the hopeful...
We receive calls every week from clients and prospective Sellers regarding Loan Modifications....While there are many good resources available to help consumers understand Loan Modifications, these typically involve explain the basics as they relate to FEDERAL guidelines, not the guidelines relevant to your state....Foreclosure rules differ from state to state, and these rules govern the type of modification you may be eligible for, in as much as thee state guidelines dictate the TIMING of the program that may help...Make sense?
As an example, if your home is in Missouri, you have far less time to implement modification than if your home is in Kansas....The foreclosure cycle is enacted far more quickly in Missouri. Fair doesn't matter, them's the facts.
According to USA TODAY.COM, Homeowners who apply for mortgage modifications are finding that banks typically are taking 45 to 60 days to respond to inquiries, according to a report this month by NeighborWorks America, a provider of foreclosure-prevention counseling.
Some homeowners who applied for mortgage modifications five months ago still have no answer on whether they will be able to arrange smaller monthly payments, leaving them uncertain whether they'll keep their homes or lose them shortly....
Right now, as you read this, you're thinking of someone who will use our help...Should we talk?