Kansas City Real Estate Network

Question: When I graduated from medical school I got a physician mortgage loan to buy my first home. I'm now moving to Overland Park or Leawood, Kansas to work with a medical group. The PR department told me that Kansas does not have any physician loans. Do you know of any physician loans in Kansas? Dr. Harry K. from Dallas ...

Question:  Can I secure a Jumbo mortgage loan to buy a luxury home in Kansas City with 20% down and a credit score of 690? Kenny D. from Kansas City Answer: Yes, Kenny, you can qualify for a jumbo mortgage loan to buy a home in Kansas City with 20% down and a credit score of 690. I would contact a mortgage company of bank. Most credit ...

Question: I had a friend buy a home with the USDA Rural Development mortgage loan in Gardner, Kansas. They really liked the process and the zero down aspect. I'm in the process of buying a home and wander if I could use the USDA Rural Development mortgage loan to buy a home in Liberty, Missouri? Janice from North Kansas City Answer: The USDA ...

Question: My fiancee and I have been planning on buying a home this spring before we get married this summer. Both of us are professionals and make good money. The problem is that although my fiancee has avoided a bankruptcy when he closed a business 2 years ago, his credit is poor. Should I see if I could qualify on my own so we could buy a home ...

Question: I was recently contacted by mail from the Litigation Law Group out of California offering to reduce my house payment and lock in a low interest rate. I am currently not behind on my mortgage. I called them and after answering a few questions about our finances a representative called me back in less than an hour and said they could ...

Question: Can a Kansas City Realtor help my family find a house to rent to own. We are desperate and do not know the best way to find a home in Kansas City. Last year was an unfortunate year with a sudden illness, my husband lost his job and a bankruptcy. I have a stable fulltime job for over 14 years as a Physical Therapist with a very good ...

I bought my Olathe home in October of 2009 using the first time home buyer tax credit. If I refinance with 3 years will have to pay part of the tax credit back? Question: I bought my Olathe home in October of 2009 using the first time home buyer tax credit. It is currently and will remain my principal residence. I have no plans on moving in ...

Question: My Chapter 13 has been discharged for six months and I have a 704 credit score (avg.) with a debt to income ratio of 28%. As such, can I qualify for a Mortgage to buy a home in Kansas City? If so, where should I look for a mortgage? Thanks. Charlene, Kansas City Answer: Unfortunately, Charlene, I'm going to be the bearer of ...